Even the safest drivers cannot control road conditions or the actions of others. That’s why Indian law requires every vehicle owner to have at least third-party motor insurance. Accidents can happen unexpectedly, and insurance ensures that financial responsibility for injuries or damages is properly covered.
Driving without valid motor insurance can lead to penalties, fines, or legal trouble. On the positive side, responsible drivers are rewarded with benefits like No Claim Bonus, which helps reduce premium costs over time.