302, 3rd Floor, Mutkut House, Mall Road, Amritsar-143001 Punjab

Group Mediclaim

Group Health Insurance

I run a small business with a few employees. Is group health insurance an option? Yes, group health insurance is available even for small teams. Businesses with a limited number of employees can offer health coverage that supports employee well-being while remaining cost-effective for the company.<br>

  • Employee satisfaction: A valuable benefit that helps retain your team
  • Tax advantage: Premiums can be treated as business expenses
  • Quick coverage: Policies usually start without mandatory medical tests
  • Family inclusion: Employees can add their spouse and children

How Are Claims Managed Under a Group Health Policy?

The claim process under a group health insurance plan is designed to be simple and convenient for employees.

pay

Cashless Facility

Employees can avail treatment at network hospitals by presenting their group health insurance card.

reimbursement

Reimbursement Option

Medical bills can be submitted to the HR team or insurer for reimbursement.

paper

Family Claims

Covered family members follow the same claim procedure as employees.

content-creation

Digital Tracking

Most insurers provide online access for employees to track claim status and details.

Additional Benefits Offered Under Group Health Insurance

Group health insurance plans often provide wider benefits compared to individual health policies, making them more flexible and employee-friendly.

  • Pre-existing Conditions: Coverage may start immediately without long waiting periods
  • Maternity Benefits: Often included with minimal or no waiting time
  • Preventive Health Care: Periodic health check-ups may be part of the plan
  • Dental & Vision Care: Can be available as optional benefits
  • OPD Coverage: May be included if selected by the employer

Contact Us

Reach out to our team for expert guidance, clear answers, and reliable support for all your insurance and financial needs.

    MAKE AN APPOINTMENT NOW

    +91 9803034055

    Contact Us
    WhatsApp Image 2026-02-07 at 3.51.01 PM (1)

    “Your Trust, Our Dedication, Your Total Protection.”

    Facebook Youtube Instagram

    Quick Links

    Our Core Services

    Address

    © 2026 Grovalue. All Rights Reserved.