302, 3rd Floor, Mutkut House, Mall Road, Amritsar-143001 Punjab
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302, 3rd Floor, Mutkut House, Mall Road, Amritsar-143001 Punjab
I own a small business. Is commercial insurance really necessary?
Yes. Your business represents years of effort and investment. Unexpected events like fire, theft, or customer-related incidents can cause serious financial setbacks. Commercial insurance helps protect your premises, stock, equipment, and business income from such risks.
Even for small or newly started businesses, having basic commercial coverage provides security and stability at an affordable cost. It allows you to focus on running your business with confidence, knowing your assets and future are protected.
Every business faces unique operational risks. Selecting the right commercial insurance cover helps secure your property, vehicles, equipment, and financial stability against unexpected events.
Covers damage or loss to business premises and assets due to fire and related risks.
All-in-one cover for shop premises, stock, and essential
fixtures.
Protects against claims for injury or property damage to customers or visitors.
Coverage for vehicles used in transport, delivery, or business operations.
Safeguards tools, machinery, and electronic equipment.
Some commercial insurance covers are legally required, especially if your business owns vehicles or employs staff. Others are optional but help protect your business from financial loss.
Mandatory Covers Include:
What Is Employee Compensation Insurance?
It protects your business if an employee gets injured or falls ill while working, covering medical costs and wage support during recovery.
Reach out to our team for expert guidance, clear answers, and reliable support for all your insurance and financial needs.
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