302, 3rd Floor, Mutkut House, Mall Road, Amritsar-143001 Punjab

Acceptance of Terms

By accessing our website or using our insurance services, you agree to be bound by these Terms & Conditions. If you do not agree, please refrain from using our services.

Our Role

We act as insurance advisors and intermediaries. Policy issuance, coverage, and claim decisions are governed by the insurer.

Information Accuracy

You are responsible for providing accurate and complete information. Any incorrect, false, or incomplete details may result in policy rejection, cancellation, or claim denial.

Policy Coverage

All policies are subject to the insurer’s terms, conditions, exclusions, and limits. Our guidance is for general understanding only.

Claims Support

We assist with claims, but approvals and settlements are decided by the insurance company.

Payments and Premiums

Premiums, payments, and refunds follow insurer and payment gateway rules. Delays by third parties are not our responsibility.

Limitation of Liability

We are not liable for losses due to policy exclusions, insurer decisions, incorrect information, or events beyond our control.

Website Content

All content on this website is our intellectual property and may not be used without permission.

Changes to Terms

These terms may be updated at any time. Continued use implies acceptance.

Governing Law

These terms are governed by Indian law, and disputes fall under local court jurisdiction.