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Dairy Insurance

Dairy Insurance

I have only a few cows for milk selling. Is dairy insurance really useful?
For small dairy farmers, even the loss of one animal can seriously affect daily income. Dairy insurance helps protect you from this risk by covering financial loss due to death or illness of insured animals. The premium is usually a small percentage of the animal’s value, and with available government support, the cost can become even more affordable. It’s a simple way to secure your dairy income and peace of mind.

Cattle Identification and Claim Requirements

To ensure smooth insurance coverage and hassle-free claim settlement, proper identification of cattle and basic claim documents are essential. Clear identification helps verify the insured animal, while keeping required records ready ensures faster and stress-free claim processing.

How Is Cattle Identified for Insurance Coverage?

  • Ear Number Tags: Unique numbered tags linked to the insurance policy
  • Microchip Identification: Electronic tagging commonly used for accuracy
  • Photographic Records: Clear photos from different angles showing markings
  • State Cattle ID (where applicable): Some regions issue official cattle identity cards

What Is Required to File a Dairy Insurance Claim?

  • Copy of the active insurance policy
  • Certificate issued by a licensed veterinarian
  • Post-death examination report, if applicable
  • Clear photographs of the animal
  • Proof of animal identification (tag or chip)
  • Bank account details for claim settlement

What Does Cattle Insurance Cover?

Cattle insurance helps protect your cows or buffaloes from unexpected losses that can affect your income. It provides financial support if your livestock is lost due to accidents, illness, or natural events.

  • Diseases & Illnesses: Coverage for major illnesses that can lead to the loss of cattle
  • Accidental Injuries: Protection against unexpected accidents or falls
  • Natural Calamities: Losses caused by floods, storms, lightning, or similar events
  • Animal Attacks: Covers damage or loss due to snake bites or wild animal attacks
  • Transit Risks: Protection while cattle are being transported from one place to another

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